3 Things to consider while going on a trip abroadMay 16, 2019
The joys of travel know no bounds! Be a frequent traveler or a first-timer, travelling is the one thing that makes everyone happy. Now, if you are a frequent traveler then you may be well-versed with the dos and don’ts of travelling abroad. But, if you are heading out of your country for the first time, then there are several things that you must keep in mind for a smooth travel experience. After all, you don’t want to be stranded helplessly in a foreign country, do you?
Whether you are travelling abroad for work or vacation, there will always be certain things that are common. So it’s best to make a checklist of things to do before you hit foreign shores. Wondering where to start from? Here’s some help at hand:
Keep your passport up-to-date:
When travelling abroad, the first thing that you need is a valid passport. An invalid passport will spill water over all your travel plans. If your passport is about to expire then seek an appointment as soon as possible and renew your passport.
Remember it’s easier to renew a passport that’s still valid than one that has already expired. So, if you have plans of travelling abroad, don’t wait till the last minute to renew your passport. Passport renewal process is simple, and an appointment can be booked online.
Make sure you have in place all the documents that you need to produce during the passport renewal process. Keep some buffer time in hand for your passport to arrive so book tickets accordingly. Finally, make a few copies of your passport, and keep them in your luggage. Just in case your passport gets lost in a foreign country, you will still have some proof of your citizenship, and it will help you get back into the country.
Keep your bank account funded:
Whether you are going on a long-term official trip or on a vacation, it’s important to have enough fund in hand. After all, you are going to a foreign location, and there can be many unforeseen expenses.
Also, considering you’d be visiting the country for the first time, you might want to explore it as much as possible, visit important sites, and of course eat and shop to your heart’s content. How do you do all of this if you are not adequately funded?
Worry not if you haven’t saved up enough, you can always take a travel loan that will cover all your expenses.
Think it’s complicated? Not at all.
Financial institutions such as Tata Capital offer travel loans on very easy terms, with minimal documentation and processing fee. A travel loan is like a personal loan that people seeking financing for their travel can avail. There is no restriction on how you use the money and whether it is for an official trip or a personal vacation.
This kind of personal loan for travel is in fact given without any guarantor in most cases, for instance where the amount doesn’t exceed Rs. 2 lakhs. Foreign travel loans are generally available for high amounts and they cover all your travel related expenses including airfare, bus/train fare, accommodation, sightseeing etc. You can claim the travel loan amount for yourself or your dependents or relatives.
The biggest benefit of availing a personal loan for travel is that it is cheaper than credit cards, and is available at flexible repayment tenures. If you have all your documents such as address proof, identity proof and passport size photographs in place, usually institutions such as Tata Capital disburse this kind of a personal loan within a day or two. Finally, when heading abroad, do not always depend on your debit or credit card. Keep some loose cash in form of local currencies in hand. You will need them when shopping in flea markets, using wash closets (WC) in stations etc, or while grabbing a quick bite by some roadside joint.
Check for travel warnings:
When heading abroad, keep a close check on the news about the country you are heading to. Find out if the government has issued a travel warning, especially in countries where there are teething political, social or natural issues that may create a risky environment for travelers. You must also check if there’s a short-term travel alert such as a Tsunami alert for your destination.
Often travel insurance policies do not cover travel to countries where there are travel warnings issued. You must also check the weather conditions of the country you are visiting. Just because it’s summer in your country doesn’t mean it’s summer everywhere. Different countries have different weather conditions. For instance, if you are visiting Europe in October, it may be hot back in India, but in Europe, it’s cold so you will need to carry adequate jackets, woollens and boots to keep yourself warm. Carry just enough, do not overload your suitcase else you may have to pay for excess baggage as in airlines there is a limit up to which you can carry stuff for free.
Three simple rules can help you during your first visit, abroad. Once these aspects are set in place for you, you are free to explore the best the world has to offer.